Plum Island Properties for Sale

Just off the cost of Newburyport, Plum Island is a small island with exclusive properties for rent or sale. WIth a variety of properties including: land, single family, multi-family homes, condos, and rentals, you're sure to find a property you love on Plum Island.

Scroll down to find current real estate for sale on Plum Island in Newburyport, MA. Save your favorites when you create an account, and you can receive email updates when similar properties that match your criteria are posted.

Please feel free to contact us for more information, questions, or to schedule a showing!

27 Annapolis Way, Newbury, MA

MLS Number 72395920

  • Single Family
  • Parking Spaces 6
  • Year Built 2011
  • Full Bath 3
  • Bathroom 3

Unique oceanfront home with it's own private beach on Plum Island! This 4 bedroom island oasis features stunning luxury finishes, 2 gas fireplaces, open floor plan on an over sized lot. Enjoy endless sunsets on the sunset viewing deck or take a few steps to the beach at this paradise retreat! Located only minutes to Newbury and Newburyport Town Center, Route 1 & Rt 495.This home is available fully furnished with 2 refrigerators and Sonos sound system.

Listed by Gary J. Litchfield of Mass. Real Estate Solutions, LLC

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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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15 Fordham Way, Newbury, MA

Price$1,425,000

Est. Mortgage: $/month

MLS Number 72407903

  • Single Family
  • Parking Spaces 8
  • Village Plum Island
  • Year Built 2001
  • Full Bath 3

Landmark Plum Island home! Ocean Views and amazing Coastal View all the way down to Ipswich ! Nantucket shingled style home with two car oversized garage plus storage. Completely fenced in private yard and driveway with parking for up to10 cars! Directly adjacent to the Blue Hotel and services you will enjoy Hotel like living in this stunning high end home with architectural details throughout. Kitchen offers Viking, Gaggenau, Fischer Paykel, steam oven, refrigerator drawers all highlighted by Custom Tiger Maple cabinets and moldings. 3 Suites Including a stunning Master Retreat on 3rd floor, a 5 star room with views of Atlantic, Merrimack, Parker, Cape Ann, NH and City of Newburyport! Radiant heat, 2 zone AC, R/O Water system, central Vac, Wired throughout for music and surround, plus smart home lighting. Newer metal roof with lifetime warranty too! All just a few steps to beach, so Come see this home today, no open house... private showings only.

Listed by Bentley's and Robert Bentley of Bentley's

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$
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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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4 36th Street, Newbury, MA

Price$1,295,000

Est. Mortgage: $/month

MLS Number 72424588

  • Single Family
  • Parking Spaces 4
  • Year Built 2001
  • Full Bath 2
  • Bathroom 2

BY THE SEA, BUY THE SEA! Plum Island, The Basin. This exceptional, year-round, completely renovated home (in 2016) is one of kind. With over 2000 square feet of living space, you'll enjoy the open concept kitchen, dining and living rooms, with three walls of cascading windows that bring the Basin indoors. There are two large bedrooms, plus a 3rd floor office or den, that can easily sleep 10+ people. The 3rd floor is presently being used as a master bedroom. All rooms offer spectacular water views as well as beautiful sunsets The second & third floors have relaxing private balconies. There is public beach access conveniently right across the street, spend the day in a quieter section of beach on Plum Island. When you return to the house, rinse off in the outdoor shower before relaxing on one of the only area decks that extends into the water. Enjoy the outdoor activities as you bike the island trails, paddleboard / kayak the basin, fish and hunt for sea glass on 11 miles of beach.

Listed by Tina Habeeb and Justina Alfano of Royal Realty, Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1 Basin, Newburyport, MA

Price$1,124,610

Est. Mortgage: $/month

MLS Number 72316020

  • Single Family
  • Parking Spaces 6
  • Village Plum Island
  • Year Built 2006
  • Full Bath 2

A Magnificent waterfront and unique opportunity to own on the west facing Basin beach of Plum Island. Also,1 Block from ocean beach. Custom Home was specifically designed for the waterfront.This house has all the must haves. Built in 2006 on pilings staying high and dry, with tile, marble and hardwood through out. Stainless Steel Kitchen, plenty of storage and counter space. 3 beds 2.5 baths, high ceilings, Water views from every room, less one. Master suite has water views and deck, light filled rooms through out. Central AC Private dock & mooring. Meticulously maintained, new paint throughout. 4 decks all taking advantage of panoramic vistas, sunrise and sunsets. See a show every night! Ideal for year round or vacation home. This is the place to build memories and create a life you dream about. Now it is available. Additional areas not included in square footage. Excellent rental income. A MUST SEE!. Calling all boaters, birdwatchers, artists this is the one!

Listed by Dale Grasso of Seas the Day Realty

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$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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17 82, Newburyport, MA

Price$1,099,000

Est. Mortgage: $/month

MLS Number 72399518

  • Single Family
  • Parking Spaces 6
  • Year Built 1925
  • Full Bath 1
  • Bathroom 1

The most coveted beach front location on Plum Island is now available for sale! This vintage cottage is located directly on the most popular and family friendly beach on Plum Island. The property includes joint ownership in 2 additional lots. This is a once in a lifetime opportunity to own a truly unique and generational property with only 2 owners in the past 120 yrs. The “Arctic” cottage offers you deeded rights to your own private beach, deep water mooring, and the most stunning sunsets on the East Coast! The Arctic boasts 5 bedrooms, gleaming hardwood floors and ceilings, with cottage board detailing thru out. Renovations completed in 2007 & 2013 offer a renovated kitchen with granite, stainless steel appliances, and an updated bathroom. Entertain & enjoy panoramic water views of Newburyport from your new deck and fabulous wrap around porch. Enjoy easy access to all water sport activities within steps of your front door. Investors take note - seasonal rental income.

Listed by Linda McKeehan of Seas the Day Realty

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$
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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3 H Street, Newburyport, MA

MLS Number 72132459

  • Single Family
  • Parking Spaces 2
  • Village Plum Island
  • Year Built 2018
  • Full Bath 2

Uncompromising luxury on Plum Island!! Almost complete, be in by Christmas. Fabulous open floor plan with built-ins at gas fireplace and crown molding in living room, 4 decks with incredible views off the living room, dining room, den and all 3 large bedrooms. House to be Energy Star efficient, certified Home Energy Rated (HERS). Master bedroom with full bath, walk-in closet and double vanity/sink. Kitchen with granite counters and stainless steel appliances, separate laundry room, 2 car Garage and fully enclosed, storage area, under the home. Foundation is steel pilings, steel frame and bracing. Hardwood on main level, central air conditioning, within walking distance to the beach. See attached Site Plans, and Building Specifications.

Listed by Gary J. Litchfield of Mass. Real Estate Solutions, LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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216 Northern Boulevard, Newburyport, MA

MLS Number 72397899

  • Single Family
  • Parking Spaces 4
  • Year Built 1940
  • Full Bath 2
  • Bathroom 3

The luxury of “Island Life” with enough space to live year-round! This designer home will transport you to full-time vacation mode, only steps to Plum Island's sandy, Nantucket-like beaches with your toes in the water and chair in the sand. Wake up each morning to glittering ocean views from your private master bedroom balcony, smell the salt air, listen to seagulls sing, and waves crash on the beach. The large, open floor plan is unexpected, with bamboo flooring, a coastal chic kitchen with teak cabinets, quartz countertops, and high-end appliances, dining area, living room, and mud room. Enjoy indoor/outdoor entertaining with easy access to a fenced-in backyard haven! Drift away by the wood-burning fireplace or stay up late playing board games. Head to downtown Newburyport in minutes for first-class shopping and dining! With four bedrooms, a bonus third floor loft, two-car garage, large lot, and too many amenities to list, dig your toes in and make your island dreams a reality.

Listed by Alissa Christie of Bentley's

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$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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8 4Th Street, Newbury, MA

MLS Number 72381943

  • Single Family
  • Parking Spaces 5
  • Year Built 1950
  • Full Bath 2
  • Bathroom 2

TURN KEY investment or move in ready home! Partial ocean views from a quite side street location. Vaulted ceilings with beautiful exposed beam and skylights that bring in plenty of natural light enhance the quartz counter tops and wood features. The kitchen is equipped with stainless appliances and recently upgraded cabinets. An expansive unique floor plan that's great for large groups while still leaving plenty of private space. Exterior features include cedar impression vinyl siding, Harvey insulated windows, attached a one car garage. The fenced in yard has a pergola with sun shade, a kayak rack. Other amenities is a ductless heat pump/cooling system, 2 fire places, radiant heat, tankless hot water system and central vacuum. This home also comes with a “no contract” revenue producing solar system generating 11 megawatts of electricity per year, this equals a greatly reduced energy bill! All furniture and furnishings included and are less than 15 months old.

Listed by David Turturro of Bentley's

$
$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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14 64Th Street, Newburyport, MA

MLS Number 72356578

  • Single Family
  • Parking Spaces 6
  • Year Built 1954
  • Full Bath 2
  • Bathroom 2

Everyday is a vacation on Plum Island, This year round home has been completely remodeled. The open spaces filled with natural light and cathedral ceilings will draw you and your guests in. Just a shells throw to the basin beach, you have ample opportunity for water sports of all kinds, kayaking, paddle boarding, windsurfing, swimming, motor boating the list goes on. After a beautiful day at the beach you will retreat back to your home with wide open spaces, incredible outdoor patios and decks, large bedrooms bursting of natural light a second level family room, spa like master bath, and bonus room on the 3rd level perfect for an office, additional sleeping area, yoga space, the opportunities are endless as is the parking for 6 cars. Plenty of room for all your family and friends to enjoy all the best Plum Island has to offer. Dont forget the partially finished n=basement where the update heating and A/C units are housed. You do not want to miss this slice of heaven!

Listed by Karol Flannery of William Raveis Real Estate

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$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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9 75th Street, Newburyport, MA

MLS Number 72353990

  • Single Family
  • Parking Spaces 4
  • Year Built 1950
  • Full Bath 1
  • Bathroom 1

Imagine waking up every day to a sunrise over the ocean while sipping coffee on your deck. Enjoy quiet evening strolls along the beach watching the boats come in. Invite your friends for a full day of fun in the sun steps from your door on one of the island's quieter beach areas. Looking out to the mouth of the Merrimack and Salisbury Point, this sweet 3 bedroom cottage is all you need when you have this for your front yard! A wonderful opportunity to jump in and enjoy the rest of the summer and, for locals, the coveted beautiful fall, and powerful beauty of winter on the ocean. The property is a double lot and offers opportunity for expansion or a new design of your own. A fantastic rental income can be had while you plan your dream oceanfront home. This is a great value for Oceanfront on Plum Island in Newburyport. Call today for your private showing!

Listed by Tara Donahue Scott of Keller Williams Realty

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$
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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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9 75th Street, Newburyport, MA

MLS Number 72367093

  • Land Residential
  • Acreage 0.17
  • Waterfront

Absolutely stunning double waterfront lot on Plum Island! The property currently has a 3 bedroom cottage that is in good shape. You could rent this cottage or enjoy it yourself while working on plans for your dream oceanfront property. Rare find on the oceanside. Watch the ships roll in and enjoy the glorious sunrises. A perfect spot to get away from it all located near the desirable north point of the island.

Listed by Tara Donahue Scott of Keller Williams Realty

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$
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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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127 Old Point Road, Newburyport, MA

MLS Number 72341983

  • Single Family
  • Parking Spaces 6
  • Year Built 1940
  • Full Bath 2
  • Bathroom 2

One-of-a-kind live-in year round Bay Side Home on Plum Island with spectacular bay & river views with a 5-minute walk to bay beach, perfect for privacy, boating, and swimming! This home is sunny, bright and spacious with a wide open floor plan, totally renovated since original build. It includes a Cook's Kitchen with L-shaped Island great for entertaining, beautiful wood beams and a chalet style ceiling, and best of all, panoramic views from every room in the house! Flexible floor plan can be used as a 3 bedroom or a 2 bedroom plus den. The main floor living room is open to the large kitchen, bedroom, full bath & spacious deck. The 2nd floor has a loft & an additional bedroom w/ a Juliet deck. The lower level has a bedroom, full bath & huge workshop space with plenty of storage or the potential for more living space. GREAT OPPORTUNITY FOR RENTAL INCOME! A bonus oversized driveway and grass yard makes this great for family gatherings!

Listed by Willis and Smith Group and Wendy L. Willis of Keller Williams Realty

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$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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5 72nd Street, Newburyport, MA

MLS Number 72427635

  • Single Family
  • Parking Spaces 4
  • Year Built 1940
  • Full Bath 1
  • Bathroom 1

Rare 3 bedroom, year round home on a dead end street on Plum Island, very close to both the beach and the basin! Great opportunity to get into Newburyport! This home has new (2016) roof with a 30 year warranty, low maintenance vinyl siding & vinyl windows, updated heating system, 200 AMP electrical, some hardwood floors, a spacious kitchen with slider out to the deck and a completely fenced in yard. Yes, a yard! A large backyard as well as a side yard off the deck provide many places to enjoy. This home sits on a large lot with an oversized storage shed and an above ground pool! Laundry and off-street parking for 4 cars. Walk to the beach and the basin (where you can more your boat for free)!

Listed by The Luchini Homes Group and Gail Luchini of Keller Williams Realty

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$
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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Newburyport, MA

MLS Number 72348816

  • Land Non-Buildable
  • Acreage 0.1
  • Waterfront

Beach lot on Plum Island. Land locked but you have your own beach! Great vacation destination, camp, reunion gatherings, bonfires, and stargaze on your very own beach...possibilities are endless!

Listed by MARIGOLD, Lori Haraske and Mary Parisella of Keller Williams Realty

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$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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43 16th Tee Street, Newbury, MA 01951

MLS Number 72429422

  • Rental
  • Date Available 12/03/2018
  • Bathroom 2
  • Bedrooms 2
  • Pets

Beautiful 3 story elevated A-frame on The Basin of Plum Island. Short-term winter rental opportunity. Just one block from the pristine beaches of Plum Island and iconic Mad Martha's Restaurant! Two second floor rooms equipped with 1 queen and 2 twins and a third floor loft. Plenty of parking and outdoor deck! This home has been updated with new stainless appliances and more! First floor 1/2 bath has laundry. Quiet street location, perfect for a relaxing environment.

Listed by George Coulouras of LAER Realty Partners

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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2 Northern Boulevard, Newbury, MA 01951

MLS Number 72429424

  • Rental
  • Year Built 1016
  • Date Available 12/03/2018
  • Bathroom 1
  • Bedrooms 2

PLUM ISLAND BEACHFRONT!!! Short-term winter rental opportunity. Enjoy the epic Plum Island Sunrise each morning at this beautiful state-of-the-art beachfront rental. A rare opportunity with this 2 bedroom/1 bath beachfront home that sleeps 4 people with 1 king and 2 full size beds offering the ultimate Plum Island experience. This rental has all the amenities. Wi-Fi, cable, full kitchen with washer/dryer combo. A beachfront deck with unparalleled views of the Atlantic Ocean spanning from Gloucester to the Isles of Shoals. This is the one! Book now!

Listed by George Coulouras of LAER Realty Partners

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$
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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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99 North Reservation Terrace, Newburyport, MA 01950

MLS Number 72419692

  • Rental
  • Year Built 1985
  • Date Available 03/01/2019
  • Bathroom 2
  • Bedrooms 4

Spend the rest of your Winter on Plum Island with amazing panoramic views of where the Merrimac river meets the Atlantic, and enjoy watching the boats come and go! The main living level is bright and airy open floor plan complete with living, dining and kitchen, 2 spacious bedrooms and full bath. Continue to the 3rd level where you will enter the sunny family room with wet bar, 2 additional bedrooms and another spa like bath. Easy access to the beach, river and basin just steps from your door. Plum Island has many stores and Restaurants, as well as nearby Newburyport with all it has to offer. 5 min. to commuter Rail. This house has Plenty of parking. Fully furnished home. All utilities included. References required. March 1st - May 31st. No Smokers and Absolutely No Pets. No exceptions. No showings until after Nov. 12th.

Listed by Linda McKeehan of Seas the Day Realty

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$
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$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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13 Plum Island Boulevard, Newbury, MA 01951

MLS Number 72418383

  • Rental
  • Year Built 1986
  • Date Available 02/01/2019
  • Bathroom 1
  • Bedrooms 3

This Year Round Rental is main part of the house, the top 2 floors. It has a bright open-plan with a unique wood stove and cathedral ceilings in the living room, will have new floors and new stairway. There is a fully applianced kitchen with new granite bar and gas stove. One Bedroom on the main floor w/ full bath. Washer/ dryer. Two bedrooms w/ water view deck on the 2nd floor. Spacious double lot has front and back yards, plenty of space for gardens. There's off-street parking spots. Close to all Plum Island's Beaches, wildlife reserve, stores and Restaurants. Still it's only just a few miles to downtown Newburyport with its lively restaurants, shops, theaters and waterfront, and 3 miles to the commuter train station. No Pets preferred. References required. This will be rented as an Unfurnished unit. available February 1, 2019.

Listed by Linda McKeehan of Seas the Day Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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12 60th, Newburyport, MA 01950

MLS Number 72348520

  • Rental
  • Bathroom 1
  • Bedrooms 2

Furnished RENTAL on Plum Island, Newburyport school system; 2BR home recently renovated and updated to MassSave standards with new heat pumps; close to ocean and basin beach access. Tenants responsible for all utilities and snow removal. No pets, non-smokers only. References required.

Listed by Paul Novak of Gold Star Development Inc.

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$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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13 Plum Island Boulevard, Newbury, MA 01951

MLS Number 72418408

  • Rental
  • Year Built 1986
  • Date Available 12/15/2018
  • Bathroom 1
  • Bedrooms 2

This Year Round Rental is the whole first floor of the house. There is an all new kitchen being put in currently, open living room, new ceiling with recessed lighting and two Bedrooms w/ full bath & Washer/ dryer. Spacious double lot has front and back yards, plenty of space for gardens. Outside shower. There's off-street parking spots. Close to all Plum Island's Beaches, wildlife reserve, stores and Restaurants. Still it's only just a few miles to downtown Newburyport with its lively restaurants, shops, theaters and waterfront, and 3 miles to the commuter train station. No Pets preferred. References required. This will be rented as an Unfurnished unit.

Listed by Linda McKeehan of Seas the Day Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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3 Island Lane, Newbury, MA 01951

MLS Number 72417526

  • Rental
  • Date Available 12/01/2018
  • Bathroom 1
  • Bedrooms 1
  • Pets Yes w/ Restrictions

HEAT included in this Year Round Condo for Rent on Plum Island ! Live near the Beach All year long. First floor unit with 1 bedroom, and one very small second room. A large living room, kitchen, 1 bath. Washer/ Dryer in unit. Wood Floors. Some Views of Marsh . Just a short distance to incredible island beaches, Convenience stores and 4 Restaurants on the island. 30+ restaurants in Newburyport. Bird watching/hiking/biking in both Parker River National Wildlife Refuge and Sandy Point State Reservation on the island. Condo has Plenty of parking. Heat included. Unit will be unfurnished. Enclosed yard and play area in back. Snow removal responsibility of the tenant. References required. No Smokers please. A small, Non-Allergenic Pet "may" be negotiated.

Listed by Linda McKeehan of Seas the Day Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 4.63% last updated on Dec 13, 2018
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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