Home Buyer

Curb Appeal: Your Front Door

Your front door is such an important element of the exterior of your home. Not only is it the entryway for guests, it is also the focal point that the eye is drawn to as people walk or drive by. If you are thinking about selling your home, updates to your front door can be a great, relatively inexpensive way to increase your curb appeal.

Seasonal decor is a great way to keep your front door fresh and inviting, as are creative paint colors and framing. Whether your home is an antique colonial or a more contemporary style, consider making a statement on your door with a bold paint color or a stunning wreath.


For inspiration, take a look at some of these beautiful, New England front doors from The Front Door Project on Instagram. Thank you Deb, at The Front Door Project for allowing us to share your beautiful posts!

 

Portsmouth, Curb Appeal, Front Door

essex county, connecticut, curb appeal, front doorwoodstock, vermont, curb appeal, new england home, front doorCollege Hill, Providence, Rhode Island, Front Door, Curb Appeal

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Portsmouth, New Hampshire

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Essex, Connecticut

 

 

 

 

 

 

Woodstock, Vermont

 

 

 

 

 

 

 

 

 

 

 

 

 

College Hill, Rhode Island

 

 

 

 

 

 

 

 

Rockport, Massachusetts, Front Door, Curb Appeal

 

 

 

 

 

 

Rockport, Massachusetts

Ready to buy a home?

Ready to buy a home?

3 steps to prepare yourself, and 3 steps to prepare your financeshomebuyer, real estate, stone ridge properties, newburyport, amesbury

Are you thinking of purchasing a home? Before you take the plunge, take these steps to prepare yourself and your finances.

3 Steps to Prepare Yourself

Meet with Local REALTORS

Stop into your local Real Estate offices and speak with some agents. You will be working closely with your agent for months, so you want to make sure that you feel valued by your agent and that he or she understands your needs. In-person meetings are a great way to quickly assess whether your buyer’s agent will be a good fit. You can also ask for referrals within your community, chances are there are some wonderful agents that your network has worked with in the past.

Set-up Email Alerts

Your agent can set you up with email alerts for properties that meet your criteria and needs. You can also set these up for yourself on a variety of real estate websites. Once you set up your home alert, for example, 4 bedroom, 2 bath single-family house between $330,000 - $500,000, you will receive daily notifications about properties that are available in your area within that criteria and work with your agent to set up a time to see the property.

Visit Open Houses

Go with your agent, or on your own! Find out where the Open Houses are in your area in by checking with your agent, or by looking online and through local newspapers, and take a look at the homes in your price range. This is also a great way to meet real estate agents.

3 Steps to Prepare Your Finances

Check your Credit

When you start the process of purchasing your home, you will realize that this is not the time for surprises. The last thing you will want is to be shocked by is your credit rating. Your credit card may offer a free credit tracker or you can use a service like Experian to request a current credit report. If you are buying a property with a spouse or a family member, you will want to ask them to check their credit as well. Looking over your credit report in advance of formally applying for your mortgage will give you time to address any issues or questions or concerns in advance of meeting with your mortgage broker.

Get Pre-Approved

A mortgage pre-approval indicates to Agents and Sellers that you are serious about purchasing a home. Being pre-approved for a mortgage is a fairly straightforward process, you will need to select a lender and provide them with basic personal information and income details. Need help finding a lender? Your real estate agent can recommend someone to you based on your personal situation. For example, if you are a veteran or self-employed they will direct you to someone with experience with loans that will meet your needs. Your bank pre-approval amount will help inform the price range of your new home.

Don’t Go on Any Shopping Sprees

No new boats or cars until you close on your home! Once you have been pre-approved for a mortgage, or are beginning the formal mortgage process, you will not want to have any irregularities or questionable activities appear on your credit report. Large purchases can quickly turn your approval into a denial.

We would be happy to meet with you and help match you with an agent, and address any concerns or questions you have about the purchasing process. Contact us today!

Fall Real Estate Market Preview

The Fall Market has arrived and the trend of a strong seller’s market we have been experiencing over the past year is not showing any signs of slowing. In fact, it may be gathering momentum heading into the September. One thing is certainly clear: if you have been thinking of selling, there is no time like the present.

Home sales are up and inventory is down with many pre-approved buyers prepared to make offers as soon as they get the chance.

Stone Ridge Properties owner and REALTOR® Cathy Toomey says, “Every expectation is that  the fall market will continue to be a Seller’s market. Inventory continues to move quickly and houses properly priced will be snapped up. Buyers will need to act aggressively if they want to purchase a property that is new to the market.”

If you have been thinking of prepping your home for sale, or having a conversation with a REALTOR®, don’t hesitate to reach out to us. We can get the process started to maximize your home’s value and connect you with our network of buyers.

The Value of Using a Buyer's Agent

Have you been spending your Sundays cruising through Open Houses in the area to see what your market looks like and how homes are being priced? Are you beginning to poke around online for property? You should consider doing some research into local real estate firms and agents as part of your home search preparation!

Purchasing a home is an extremely exciting event, but there is a lot to manage, and what should be a happy, life-changing process can quickly become a daunting one. Working with a trusted, licensed real estate professional as your buyer’s agent will help to guide you seamlessly through the process. Furthermore, you should work with a REALTOR®. What is the difference between a REALTOR®, and an agent?

From the National Association of Realtors website: Every agent is not a REALTOR®, but most are. If you're unsure, you can ask your agent if they're a licensed REALTOR®. REALTORS® are held to a higher ethical standard than licensed agents and must adhere to a Code of Ethics.

Another perk of having a buyer’s agent? You don’t pay anything! The home seller does. The guidance and partnership is free to you.

buyers agent, real estate, home buyer, home buying

When working with a buyer’s agent you are guaranteed:

  • A lawful transaction
  • Loyalty
  • Trustworthy Advice
  • Years of experience - especially with a team like Stone Ridge Properties who has been helping clients buy and sell property in the greater Newburyport area for nearly 30 years.
  • The best value for your time

If you do not work with an agent you risk:

  • Paying too much
  • Not offering enough and losing the chance to make a reasonable offer
  • Home Inspection Misses
  • Paperwork Nightmares
  • Potential Lawsuits
  • Deals falling apart with no warning or recourse

Paperwork and legalities surrounding real estate transactions can be overwhelming and confusing, never mind when third parties get involved during processes like home inspections and meetings with other real estate professionals and potential sellers. And let’s not forget the process of negotiation! You may decide you want to make an offer below asking price, or in some cases over the asking price - especially in a competitive market. After your home inspection, you may want to further negotiate reductions based on findings and you may even want physical items from within the home as part of your final deal. Working with an experienced buyer’s agent takes the stress out of the transaction and is an absolute must when purchasing a property.

Working with a buyer’s agent will keep your offers timely and competitive, your transactions smooth and legal, and provide you with the most up-to-date news and information about the current market.

Contact one of our licensed REALTOR®s today!